Articles by Matthew Sloley
Janover’s former senior writer, Matt Sloley, started writing in his early years for a gaming publication, before breaking into commercial and residential finance content in 2015.
What Is Amortization?
Amortization is the process of spreading out a loan into a series of fixed payments over time, where each payment is applied to both the principal of the loan and the interest.
5 Myths about HUD-Insured Multifamily Loans
What do you know about FHA-backed loans for apartment buildings? This article dispels five of the most common myths about HUD multifamily loans.
4 Considerations Investors Should Have Before Using a Bridge Loan
Bridge loans can be an incredibly helpful tool for multifamily investors, providing quick access to short-term capital when needed — but here are four important things to consider before using one.
Janover Closes Fannie Mae® Small Loan for California Apartments
The eight-unit property refinanced through the Janover platform with a non-recourse, 10-year, fixed-rate loan.
What Is Effective Gross Income?
Effective gross income is an investment property’s potential rental income along with any other sources of income, minus any vacancy, credit, and collection losses.
What Is the Difference Between the Freddie Mac Small Balance Loan and the Fannie Mae Small Loan?
Compare the country’s leading popular multifamily financing options under $8 million with our handy guide. While they share much in common, some key differences could make one more attractive to certain investors.
Replacement Reserves in Multifamily Real Estate
Replacement reserves are funds that are set aside for the periodic maintenance or replacement of a property’s structural elements and systems that wear out faster than the building itself.
What Is Bridge-to-HUD Financing?
Multifamily investors can benefit from using a short-term bridge loan while applying for longer-term HUD financing.
Top 4 Qualities to Look for in a Property Management Company
When looking for the right property management company for a multifamily asset, these are four characteristics investors should keep an eye out for.
Understanding REITs and Mutual Funds: Differences, Similarities
These two types of investment share many similarities, but there are key distinctions between them.
Advantages and Disadvantages of Multifamily Syndication
Learn about the benefits and drawbacks facing investors regarding multifamily syndication.
Understanding CMBS Tranches
Commercial mortgage-backed securities are often split into different tiers based on the different levels of risk and return. These tiers are known as tranches. This article explores the basics of CMBS tranches.
Early Considerations for First-Time Multifamily Investors
In this article we examine the many important considerations investors should make before diving head first into the multifamily investment market.
Westmount Buys Suburban Orlando Property in $62M Sale
In a deal arranged by Berkadia, Aspen Square Management sold The Lexington at Winter Park to Texas-based Westmount Realty Capital for $62 million.
A Close-Up on Different Types of LEED Evaluation
Since its widespread adoption, LEED Certification Review now exists for both residential and commercial project types.
Step-Down Prepayment Penalties in Commercial Real Estate
A step-down, declining, or graduated prepayment penalty is a straightforward declining payment schedule based on the remaining balance at prepayment combined with the amount of time passed since the loan’s origination — or the last rate reset.
Fed Pushes Interest Rates Up by 50 BPS
The Federal Reserve announced an interest rate increase of 0.50% in the ongoing struggle against rising inflation.
Benefits of Adding an Affordability Component to a Multifamily Investment
Learn the benefits of investing in multifamily properties with an affordability component.