Multifamily Finance Video Library

Multifamily finance moves fast, but the fundamentals do not. In the videos below, Janover CEO Blake Janover walks through how the desk thinks about apartment financing, and each topic section links to the full written guide on this site so you can go as deep as your deal requires.

Meet Janover

A two-minute introduction to how Janover works: one application, a large network of lender and investor partners, and a team that has sourced debt for multifamily and commercial properties for more than two decades.

Understanding Your Multifamily Financing Options

Blake reviews the main routes to financing an apartment property: bank loans, agency debt, HUD-insured loans, CMBS, and bridge financing, and how to think about which execution fits an acquisition, a refinance, or a construction deal.

Fannie Mae and Freddie Mac Multifamily Loans

The two agencies write most of the stabilized multifamily debt in the United States: non-recourse, long fixed terms, and competitive pricing for qualifying properties. Start with our guides to Fannie Mae multifamily loans and Freddie Mac multifamily loans.

HUD/FHA Multifamily Financing, CMBS, and Mezzanine Loans

HUD-insured loans offer the longest fully amortizing fixed-rate terms available on apartment properties, while CMBS and mezzanine structures solve for leverage and flexibility on deals the agencies will not take. See HUD multifamily loans, multifamily CMBS loans, and multifamily bridge loans.

Non-Recourse Financing, Prepayments, DSCR, and Managing Your Capital Stack

Most of the loans the desk arranges are non-recourse, and the trade-offs that matter live in the details: prepayment structure, coverage tests, and where each dollar sits in the stack. Run your own numbers with the DSCR calculator and the yield maintenance calculator.

Multifamily Financing Application Fees, Deposits, and Documentation

Every lender asks for a slightly different package, but the core file is predictable. Our loan documentation checklist and forms and templates cover what to have ready before you apply, and one application puts your deal in front of the lenders that fit it.