Frequently Asked Questions
Find answers to all your commercial or multifamily finance questions here.
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If you’re not looking to talk to us quite yet, read on to find what others have found most useful across our site.
Buying Your First Apartment Building: An Investor Guide
All experienced multifamily investors began with a single purchase. We provide you with an in-depth walkthrough of the basics of apartment investing, going through everything you need to know.
Section 8 Inspections: The Rules and Requirements Landlords Need to Know
HUD's Section 8 program is the federal government's flagship housing assistance program, with approximately 5 million households participating. This program subsidizes rents by paying all or part of a tenant's rent directly to a landlord.
Multifamily Construction Costs: An Investor Guide
For multifamily investors and developers, construction costs remain one of the biggest and fastest-growing expenses. Due to ballooning costs, it's more important than ever for developers and investors to understand the precise nature of multifamily construction budgets.
A property's gross rent multiplier, or GRM, is one of the best ways to quickly calculate its profitability compared to similar properties in the same multifamily real estate market. Find our calculator and more details here.
Debt yield is one of the most important risk metrics for commercial and multifamily loans, determined by taking a property's net operating income and dividing by the total loan amount. Find our comprehensive calculator here.
What Are the Pros and Cons of Owning an Apartment Complex?
Investing in an apartment complex is a time-tested ways to build wealth. Multifamily ownership offers an incredible array of benefits, including cash flow, the ability to finance properties with a limited amount of money down, and tax benefits, to name a few.
Apartment Loans by State and Geography
Apartment loans change by the minute. Find out information about leverage, amortizations, DSCR constraints, and more for each state here.
Multifamily Mortgage Calculator
Taking a commercial mortgage may seem intimidating, but it doesn't have to be. Use our multifamily mortgage calculator to estimate your monthly payments based on principal, loan term, interest rate, and amortization.
Capital Gains Taxes for Multifamily and Commercial Real Estate Investors
When it comes to multifamily real estate, having an effective tax strategy is critical to your success. Of all the taxes an investor may be liable for, none is more important than capital gains tax.
Debt service coverage ratio, or DSCR, is a measurement of an entity's cash flow versus its debt obligations. In multifamily and commercial real estate, it usually refers to an income-producing property. Calculate your property's DSCR here.