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Last updated on Jan 3, 2023
2 min read

Freddie Mac Single-Sponsor Execution

Freddie Mac Single-Sponsor Execution offers flexible, non-recourse financing for large multifamily properties and portfolios of $250 million+. Terms are up to 30 years for fixed-rate loans and up to 10 years for floating-rate loans.

In this article:
  1. Freddie Mac Single-Sponsor Financing  
  2. Sample Freddie Mac Terms for Single-Sponsor Execution in 2023
  3. Get Financing
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$5.6M offered by a Bank at 6.1%$1.2M offered by a Bank at 6.0%$2M offered by an Agency at 5.6%$1.4M offered by a Credit Union at 6.1%Click Here to Get Quotes!

Freddie Mac Single-Sponsor Financing  

Smart investors and developers understand that the largest multifamily properties and portfolios often need the most flexible financing terms — and fortunately, Freddie Mac agrees.

Freddie Mac's Single-Sponsor Execution is specifically designed to finance large multifamily properties and portfolios of $250 million and more — and with up to 30 year fixed-rate and up to 10-year floating-rate loan terms, non-recourse execution, and highly competitive interest rates, you'd be hard pressed to find a better option on the market. Plus, Freddie Mac's Single-Sponsor Execution is available for all property types, including Conventional properties, Seniors Housing Developments, Student Housing properties, Targeted Affordable Housing, and Manufactured Housing Communities, and supports eligible mixed-use properties. 

Sample Freddie Mac Terms for Single-Sponsor Execution in 2023

Size:  $250 million or more for one or more properties 

Use:  Financing one or more large multifamily properties 

Terms:  Up to 30 years for fixed-rate loans, up to 10 years for floating-rate loans, or some combination of both. Partial and full term interest-only loans also available. 

Interest Rates:  Fixed-rates based on U.S. Treasury Securities, floating-rates based on the 1-month LIBOR

Maximum LTV/Minimum DSCR:  Varies

Recourse:  Non-recourse with standard “bad boy” carve-outs

Cross-Collateralization:  Borrowers can decide whether to use collateralized or uncrossed loans. individual property loans can be released from cross-collateralization as long as the remaining pool of loans still meets LTV/DSCR requirements. 

Eligible Properties: 

All major property types are eligible, including: 

  • Conventional

  • Seniors Housing

  • Student Housing

  • Targeted Affordable Housing

  • Manufactured Housing Communities

  • Assumability:  Uncrossed pools of properties are typically assumable. collateralized pools may be approved for assumption on a individual basis (typically restricted to transactions where the Sponsor purchases the B-piece.)

    Advantages:

    • Very competitive interest rates

    • Supplemental loans permitted

    • All property classes are permitted

    • Eligible mixed-use properties are supported

    • Early rate locks available, typically lasting around 60-120 days before purchase, index locks and standard delivery are also available

    • Optional Sponsor B-piece purchase allows for maturity laddering, substitution rights, and a lower effective pay rate

    • Disadvantages:

      • Replacement reserves are generally required
      In this article:
      1. Freddie Mac Single-Sponsor Financing  
      2. Sample Freddie Mac Terms for Single-Sponsor Execution in 2023
      3. Get Financing

Getting commercial property financing should be easy.⁠ Now it is.

Click below for a free, no obligation quote and to learn more about your loan options.

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