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Multifamily Minute
2 min read
by Jeff Hamann

Multifamily Minute Reader Reflections: When Do You Start the Refi Process?

Our 40,000+ readers told us when they start looking to refinance their multifamily loans. The results were surprising — in a great way.

In this article:
  1. Survey Results
  2. Sign Up for the Multifamily Minute
  3. Our Previous Survey
  4. Get Financing
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This past week, the survey question I put to our more than 40,000 Multifamily Minute subscribers was this: When do you start looking for a refinance?

With interest rates rising, I figured this could be an interesting breakdown on how early folks are looking to grab that next loan — if they're planning to get in early before the next increase, or if they're holding out for a better rate in the future.

Survey Results

I don't know if I really got an answer to my deeper question, but the responses were fascinating. More than half of our readers plan to look for a refinance three to six months before their loan is due. That, in itself, doesn't surprise me so much.

Read on to find out what did surprise me.

Time Frame

Percent of Respondents

1 to 3 months in advance

4%

3 to 6 months in advance

53%

6 to 9 months in advance

17%

9 to 12 months in advance

8%

A year or more in advance

16%

I wait for my lender to contact me

0%

Other

2%

So, what really surprised me — in a great way — is that literally no one said they waited for their current lender to reach out to them.

That speaks volumes to the understanding that yesterday's lender may not be today's best bet. Who is? I can give you a broad list, but the reality is it depends on you, your investment strategy, your location — and tens of other factors.

We're solving for that in a big way with the Janover marketplace. Take a minute to add your deal, and we'll hook you up with multiple soft quotes in record time. You shouldn't take anything less than the best of what's out there.

Sign Up for the Multifamily Minute

Let us know your thoughts in our weekly polls — they come alongside each week's Multifamily Minute, which explores current financing, investment, and operations trends in the multifamily space.

Our Previous Survey

Didn't see last week's results? We talked vacancy last year — namely, how you're planning to handle any uptick in empty units this year. Find out what your peers said.

In this article:
  1. Survey Results
  2. Sign Up for the Multifamily Minute
  3. Our Previous Survey
  4. Get Financing

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