Multifamily Foreign National Loans
It's never been a more popular time for foreign nationals to invest in U.S. real estate. Fortunately, Multifamily Loans offers commercial property loans and apartment financing for foreign nationals with loan amounts starting at just $1 million, amortizations up to 30 years, and LTVs of up to 80%.
Multifamily assets are in the United States are still sought after by foreign nationals to diversify an investment portfolio — or concentrate it — for secure, long-term investment. After all, there are few investment vehicles more stable than multifamily and commercial real estate.
As such, foreign investment, especially in strong, primary markets, is growing at an unprecedented pace and Multifamily Loans is positioned to aid in the procurement of aggressive financing for foreign national investors.
While we work with foreign nationals from all over the world, we have particularly extensive experience working with Canadian real estate investors and South American real estate investors. Multifamily Loans is also proud to offer CMBS financing for foreign nationals.
Sample Terms for Foreign National Multifamily and Commercial Property Loans in 2024
Amount: $1 million and up
Term: 5, 7, and 10 year loan terms
Amortization: 30 years
Maximum LTV: 80% (depending on property, and market)
Minimum DSCR: 1.25 x’s
Foreign National Guarantor General Requirements
Minimum loan amount $1,000,000.
Guarantors must have a collective net worth two times the loan amount.
Guarantors must have liquidity greater than or equal to 18 months principal and interest payments post-closing.
Guarantors must maintain at least one U.S. bank account maintaining a balance of at least 5% of the loan amount.
Borrower must be a U.S. LLC or other U.S.-based entity.
Guarantors must own additional US real estate assets other than subject property and demonstrate an understanding of US business and real estate practices.