You may be asking yourself, what is soft money? I'm fairly certain we here at, have coined that term. For more than ten years now, hard money has been the go-to source for multifamily financing and commercial real estate loans for people that need a fast close or people that have poor credit and need financing. Well, welcome to soft money. Asset based lending, for income producing properties or value-add bridge loans for income producing properties with limited or no focus on credit, and of course, a fast close. With the right property and the right deal you can now get hard money financing, at less disastrous pricing. Welcome to Soft Money Lending by

We have no minimum credit score requirements, but we suggest you bring the process of improving your credit so you can refinance into a more conventional loan. Click here to visit our credit repair partner. If you're unsure of your credit score, we suggest you check your credit scores, so you have an idea of what kind of programs you are eligible for. 

Sample Soft Money Terms for Multifamily and Commercial Property

Size:                    $1MM and up.

Maximum LTV:     70%

Term:                   6 months to 25 years.

Interest Rates:     From 9.00%

Recourse:            Full Recourse.

Credit Score:       No minimum credit score.

*For refinance loans, we require a maximum LTV of 70% of the as-is value. For purchases we require a minimum cash down payment of 30%.