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2 min read

Apartment Loans

Learn more about the financing options available to you today. Your best loan could be one you've never looked at.

In this article:
  1. What Type of Loan Is Right for Me?
  2. Multifamily Loans' National Presence
  3. Get Financing
Start Your Application and Unlock the Power of Choice Experience expert guidance, competitive options, and unparalleled industry expertise.
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$5.6M offered by a Bank$1.2M offered by a Bank$2M offered by an Agency$1.4M offered by a Credit UnionClick Here to Get Quotes!

Need a loan for your apartment complex? There are many options available to you that it can be difficult to wrap your head around which one is right for you.

The devil is in the details. Yes — interest rates are important — but don't forget to consider leverage (to maximize your IRR), amortization, DSCR requirements, and so much more.

Getting your apartment building loan may seem like a daunting task, especially considering how much financing terms can change day to day. Taking a new loan is not a small undertaking — especially if you go about it by just walking to your local bank or calling your old broker.

Today's financing landscape looks completely different from years past, and that's to your advantage. Having more options is great, but only if you know how to find and utilize them.

Ask your commercial mortgage broker how many apartment buildings she's raised preferred equity for via crowdfunding. The answer is likely none. Why is that important?

First, as apartment lending evolves, so do your apartment lending relationships. And second, because if you don't know all the options, you can't get the best apartment financing for you and your specific project.

What Type of Loan Is Right for Me?

The short answer is, there's no one loan that fits every single multifamily investor. From Freddie Mac to Fannie Mae loans, from large HUD loans to CMBS financing, from bank financing to bridge loans, there are endless options, each with their own advantages and disadvantages.

Learn more about each type of multifamily financing with our comprehensive guide.

Multifamily Loans' National Presence

Below is a list of geographical strengths in our apartment lending program by state. Click the location of your property to learn about apartment financing options in your area today. 

  • Alabama

  • Alaska

  • Arizona

  • Arkansas

  • California

  • Colorado

  • Connecticut

  • Delaware

  • Florida

  • Georgia

  • Hawaii

  • Idaho

  • Illinois

  • Indiana

  • Iowa

  • Kansas

  • Kentucky

  • Louisiana

  • Maine

  • Maryland

  • Massachusetts

  • Michigan

  • Minnesota

  • Mississippi

  • Missouri

  • Montana

  • Nebraska

  • Nevada

  • New Hampshire

  • New Jersey

  • New Mexico

  • New York

  • North Carolina

  • North Dakota

  • Ohio

  • Oklahoma

  • Oregon

  • Pennsylvania

  • Rhode Island

  • South Carolina

  • South Dakota

  • Tennessee

  • Texas

  • Utah

  • Vermont

  • Virginia

  • Washington

  • Washington D.C.

  • West Virginia

  • Wisconsin

  • Wyoming

In this article:
  1. What Type of Loan Is Right for Me?
  2. Multifamily Loans' National Presence
  3. Get Financing

Getting commercial property financing should be easy.⁠ Now it is.

Click below for a free, no obligation quote and to learn more about your loan options.

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Janover: Your Partner in Growth

At Janover, we offer a wide range of services tailored to your unique needs. From commercial property loans and LP management to business loans and services for lenders, we're here to help you succeed.

Learn more about Janover →
Commercial Property Loans

Get the best CRE financing on the market.

Explore Financing Options →
LP Management

Syndicate deals on autopilot with Janover Connect.

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Business Loans

Match with the right kind of loan, in record time.

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For Lenders

Supercharge your loan pipeline. Unlock more deals.

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Multifamily Loans

Multifamily Loans is a Janover company. Please visit some of our family of sites at: Multifamily Loans, Commercial Real Estate Loans, SBA7a Loans, HUD Loans, Janover Insurance, Janover Pro, Janover Connect, and Janover Engage.

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This website is owned by a company that offers business advice, information and other services related to multifamily, commercial real estate, and business financing. We have no affiliation with any government agency and are not a lender. We are a technology company that uses software and experience to bring lenders and borrowers together. By using this website, you agree to our use of cookies, our Terms of Use and our Privacy Policy. We use cookies to provide you with a great experience and to help our website run effectively.

Freddie Mac® and Optigo® are registered trademarks of Freddie Mac. Fannie Mae® is a registered trademark of Fannie Mae. We are not affiliated with the Department of Housing and Urban Development (HUD), Federal Housing Administration (FHA), Freddie Mac or Fannie Mae.

This website utilizes artificial intelligence technologies to auto-generate responses, which have limitations in accuracy and appropriateness. Users should not rely upon AI-generated content for definitive advice and instead should confirm facts or consult professionals regarding any personal, legal, financial or other matters. The website owner is not responsible for damages allegedly arising from use of this website's AI.

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