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Last updated on Feb 6, 2023
2 min read

Apartment Loans

Learn more about the financing options available to you today. Your best loan could be one you've never looked at.

In this article:
  1. What Type of Loan Is Right for Me?
  2. Multifamily Loans' National Presence
  3. Get Financing
Start Your Application and Unlock the Power of Choice Experience expert guidance, competitive options, and unparalleled industry expertise.
Click Here to Get Quotes →
$5.6M offered by a Bank at 6.1%$1.2M offered by a Bank at 6.0%$2M offered by an Agency at 5.6%$1.4M offered by a Credit Union at 6.1%Click Here to Get Quotes!

Need a loan for your apartment complex? There are many options available to you that it can be difficult to wrap your head around which one is right for you.

The devil is in the details. Yes — interest rates are important — but don't forget to consider leverage (to maximize your IRR), amortization, DSCR requirements, and so much more.

Getting your apartment building loan may seem like a daunting task, especially considering how much financing terms can change day to day. Taking a new loan is not a small undertaking — especially if you go about it by just walking to your local bank or calling your old broker.

Today's financing landscape looks completely different from years past, and that's to your advantage. Having more options is great, but only if you know how to find and utilize them.

Ask your commercial mortgage broker how many apartment buildings she's raised preferred equity for via crowdfunding. The answer is likely none. Why is that important?

First, as apartment lending evolves, so do your apartment lending relationships. And second, because if you don't know all the options, you can't get the best apartment financing for you and your specific project.

What Type of Loan Is Right for Me?

The short answer is, there's no one loan that fits every single multifamily investor. From Freddie Mac to Fannie Mae loans, from large HUD loans to CMBS financing, from bank financing to bridge loans, there are endless options, each with their own advantages and disadvantages.

Learn more about each type of multifamily financing with our comprehensive guide.

Multifamily Loans' National Presence

Below is a list of geographical strengths in our apartment lending program by state. Click the location of your property to learn about apartment financing options in your area today. 

  • Alabama

  • Alaska

  • Arizona

  • Arkansas

  • California

  • Colorado

  • Connecticut

  • Delaware

  • Florida

  • Georgia

  • Hawaii

  • Idaho

  • Illinois

  • Indiana

  • Iowa

  • Kansas

  • Kentucky

  • Louisiana

  • Maine

  • Maryland

  • Massachusetts

  • Michigan

  • Minnesota

  • Mississippi

  • Missouri

  • Montana

  • Nebraska

  • Nevada

  • New Hampshire

  • New Jersey

  • New Mexico

  • New York

  • North Carolina

  • North Dakota

  • Ohio

  • Oklahoma

  • Oregon

  • Pennsylvania

  • Rhode Island

  • South Carolina

  • South Dakota

  • Tennessee

  • Texas

  • Utah

  • Vermont

  • Virginia

  • Washington

  • Washington D.C.

  • West Virginia

  • Wisconsin

  • Wyoming

In this article:
  1. What Type of Loan Is Right for Me?
  2. Multifamily Loans' National Presence
  3. Get Financing

Getting commercial property financing should be easy.⁠ Now it is.

Click below for a free, no obligation quote and to learn more about your loan options.

Get financing →
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Multifamily Loans is a Janover company. Please visit some of our family of sites at: Multifamily Loans, Multifamily Today, Commercial Real Estate Loans, SBA7a Loans, CMBS Loans, Apartment Loans, HUD Loans, HUD 221d4 Loan, HUD 232 Loan, HUD 223f Loan, HUD 223a7 Loan, SBA Express Loans, SBA 504 Loans, and OpportunityZones Help.

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